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Coincidence or not? IMHO we will never know.
A creator/intelligent design is not necessary to explain this universe/our existence (which does not mean he/she/it does not exist!).
We don't know how many universes without life there were before ours. Maybe there were billions of lifeless universes before ours before finally there was one supporting life. Then the existence of life would be kind of inevitable, nothing special.
Or there are billions of universes existing next to each other - then the same as above, it would be no big coincidence, that at least one of them supports life.
I take our personal existences (Daitetsu and Jundo) as so preposterous, with every twist and turn of physics/star development/chemistry/planetary development/biology/evolution and all world and personal history having to be so precisely right for our personal births ... not a single left turn by a turtle or fish in our ancestral tree who needed in that moment to turn right, not one ancestor eaten a day too early by a predator before having a chance to mate, not one pebble or grain of sand or atom out of place if somehow necessary for our births ... that the multiverse would have to include all of that and every other option.